Pricing that’s clear and fair
Because we’re independent, we’re completely unbiased when it comes to the products and services we recommend. So whichever you decide to go with, you can be sure our only interest is in supporting your financial future.
Mortgages
When it comes to finding you the best mortgage for your home, we’re paid a fee by you and a commission by the lender. Here’s a quick look at the fees you’ll pay for our mortgage services:
| New clients: | £375 |
| Returning clients: | £275 |
| Clients using Help to Buy: | £449 |
| Clients who need help with debt consolidation: | £499 |
| Clients who need help with adverse credit: | £499 |
| Clients taking out lifetime mortgages: | £499 |
| Product transfers: | this one’s free, we won’t charge you a penny |
The above fees are only payable once the lender provides you with a mortgage offer.
Commission is paid to us by lender and is specific to that lender, the loan amount and product you choose. All commission is disclosed before you apply and is only paid once the mortgage completes.
Investments
When it comes to investment reviews, our fees are very simple:
Individual financial review: £395
Joint or couples review: £595
Our typical fees for arranging an investment or pension on your behalf are set out in our Services & Costs document, which we’re happy to provide on request.
If you opt for one of our ongoing service packages, the cost will depend on your individual situation. In other words, you’ll only pay for the actual work we carry out for you. Better still, our ongoing service can be cancelled anytime. No ifs, buts, or hard feelings.